Disability Coverage

Disability insurance policies are designed to pay part
of your wages should you be injured in an accident or
are unable to work because of illness. Here are two
types of policies available: long-term disability and
short-term disability.

Short term disability pays a portion of your wages
should you be out of work due to injury for up to one
year. Some employers pay for this benefit for their
employees, some offer it for employees to purchase.

If you have a pre-existing medical condition, the time
to enroll is during the initial enrollment period when
a medical exam is not required.

Replacement of wages is only partial; insurance
underwriters, as well as your employer, want you back
at work as soon as possible. Usually there is a
waiting period of 14 days in which you will not
receive payment.

Long term disability policies are purchased to replace
what your potential earnings would be from the time
you become disabled until age 65 when Medicare would
be available.

For instance, if you are 55 and make $40,000 per year,
you should purchase a policy for $400,000.

You cannot get a long term disability policy if

(1) you are or are soon to be pregnant,

(2) make less than $18,000 per year,

(3) are unemployed, or

(4) you are required to carry a weapon for your job.

Typically, the waiting period for long-term insurance
to kick is at least 60 days and as much as a year.

Disability insurance is an important aspect of your
overall insurance coverage plan, and if your employer
offers it as a benefit you should definitely consider
it as a wise investment.

STREET WORKOUT MOTIVATION FOLLOW Workout Inspiration: https://www.facebook.com/workout.inspiration.official https://www.instagram.com/worinsofficial Workout Inspiration aims to motivate others and inspire them to live an amazing life. Thank you so much for your support! Here is our email: worinsofficial@gmail.com ________________________________________ Song: RetroVision – Over Again (feat. Micah Martin) [NCS Release] Music provided by NoCopyrightSounds. Video: https://youtu.be/e7usHTy8J-g Street workout is a physical activity performed mostly in outdoor parks or public facilities. It originated in Ancient Greece, but became a popular movement in Russia, Eastern Europe, and the United States, especially in New York City and Baltimore’s urban neighborhoods. It has now spread all over the world. It is a combination of athletics, calisthenics, and sports. Street workout is a modern name for bodyweight workouts in outdoor parks. Street workout teams and organized competitions exist. A typical street workout routine often consists of physical exercises such as pull-ups, chin-ups, push-ups, dips, muscle-ups, sit-ups and squats. Street workout also involves some static (isometric) holds such as the human flag, front lever, back lever and planche. Street workout can be divided in two branches, one being strength training and the other dynamics. Strength training includes the isometric holds like: planche, front lever, back lever, etc. Also, strength training includes single arm pull ups, hefestos, muscle-ups and many others. Dynamics includes movements like 360’s and its variations, switchblades, and an incredible variety of tricks developed by the athletes which are connected with other moves in order to create routines or sets. Some of the main benefits of street workout activities are: It is completely free; It can be performed anywhere outdoor or indoor; No training or gym equipment is required; It promotes a healthy living and a desirable physique can be attained with it; Physical fitness is a general state of health and well-being and, more specifically, the ability to perform aspects of sports, occupations and daily activities. Physical fitness is generally achieved through proper nutrition, moderate-vigorous physical exercise, and sufficient rest. Planche, Front Lever, Human Flag, Handstand Push-Up, Back Lever, Muscle Up, Push Up, Pull Up, Dips, Abs, Maltese, Plyometrics, Gymnastics, Street Workout, Calisthenics

How to get ripped fast

ALINE BARRETO IFBB Wellness Fitness Model Exercises to help you get your perfect body @ Brazil. Fitness, physical, motivation Fitness, physical, motivation … American Fitness Model RACHEL SCHEER shows how to stay beautiful and in shape. Subscribe on MY FITNESS GIRLS for more fitness videos: … ALINE BARRETO IFBB Wellness (Fitness Model): Toning exercises for Abs, Legs and Glutes @ Brazil Subscribe on MY FITNESS GIRLS for more fitness videos: … Subscribe on MY FITNESS GIRLS for more fitness videos: Watch other fitness videos: MARIZA VILLARREAL – NPC Bikini Competitor … ALINE BARRETO IFBB Wellness (Fitness Model): Exercises and Workouts @ Brazil Subscribe on MY FITNESS GIRLS for more fitness videos: Watch other … Brazilian ALINE BARRETO – IFBB Wellness (Fitness Model): Toning exercises for Abs, Legs and Glutes @ Brazil ALINE BARRETO – IFBB Wellness (Fitness Model): Toning exercises for Abs, Legs and Glutes @ Brazil

Dancer’s Pose – Rich Tola’s 5 Minute Fat Burning Workout #95